October Effect. Where Do We Go From Here?

“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.”- Mark Twain   What a week. What a month so far. October historically has been a notoriously bad month for the market and this October has not…

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Stock Market Jitters Part II

  The recent stock market drops are creating jitters for millions of investors.  With concerns around rising interest rates, trade policies and higher inflation now is the time to analyze your investment risk. Risk can be defined as possibility of loss or injury. Regarding investing, risk can be defined as the chance an investment’s actual…

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Stock Market Jitters? It’s Time to Analyze Your Risk

“If you take unacceptable risk, you have to be prepared to face the consequence.”- Carly Fiorina   The recent stock market drops are creating jitters for millions of investors.  With concerns around rising interest rates, trade policies and higher inflation now is the time to analyze your investment risk. Risk can be defined as possibility…

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Are You Making This IRA Mistake?

A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them- John C. Maxwell   The day has finally come. For some of you, it has been thirty-plus years at one job, and you are ready to enjoy retirement. For someone else, it may…

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What Does Your Love Letter Say to Your Family?

“A real love letter is absolutely ridiculous to everyone except the writer and the recipient.”- Myrtle Reed   I heard one theologian say, “The Bible is God’s “love letter” to us, telling us not only that He loves us, but showing us what He has done to demonstrate His love.” The same way God has…

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Nike, Kaepernick & Retirement Planning

Nike, Kaepernick & Retirement Planning   Do it Now. Sometimes “Later” becomes “Never”. – Anonymous   On last week, just days before the start of the NFL’s 2018 season, Nike announced that Colin Kaepernick would be the face of the 30th anniversary “Just Do It” campaign. With Kaepernick still without a quarterback job and a collusion case against…

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Happy 20th Birthday to the Gift that is still Giving!

“The best things in life are tax free.” Joseph Bonkowski Do you remember much about the year 1998? 20 Years ago Bill Clinton was our President, the news cycle filled airtime talking about the Unabomber and Boyz II Men was topping the Billboard charts.  But 1998 also ushered in the new tax changes from the…

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