Tiger Woods, The Masters and Your Retirement

“Never give in, never give in, never, never, never, never—in nothing, great or small, large or petty—never give in except to convictions of honor and good sense.”- Winston Churchill   Tiger Woods, The Masters and your Retirement Golf enthusiasts or fans of Tiger Woods, which I am part of the latter, are excited that it…

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October Effect. Where Do We Go From Here?

“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.”- Mark Twain   What a week. What a month so far. October historically has been a notoriously bad month for the market and this October has not…

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Stock Market Jitters Part II

  The recent stock market drops are creating jitters for millions of investors.  With concerns around rising interest rates, trade policies and higher inflation now is the time to analyze your investment risk. Risk can be defined as possibility of loss or injury. Regarding investing, risk can be defined as the chance an investment’s actual…

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Are You Making This IRA Mistake?

A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them- John C. Maxwell   The day has finally come. For some of you, it has been thirty-plus years at one job, and you are ready to enjoy retirement. For someone else, it may…

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Happy 20th Birthday to the Gift that is still Giving!

“The best things in life are tax free.” Joseph Bonkowski Do you remember much about the year 1998? 20 Years ago Bill Clinton was our President, the news cycle filled airtime talking about the Unabomber and Boyz II Men was topping the Billboard charts.  But 1998 also ushered in the new tax changes from the…

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Retirement Emergency & How to Fix It

                Retirement Emergency and How to Fix It “Eighty-three percent of African Americans over the age of 50 lack the retirement assets they need to last the remainder of their lifetimes.” Center for Global Policy Solutions, August 2015[1]   “You can be young without money, but you can’t…

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