Posts by Charles Winfrey
Stock Market Jitters? It’s Time to Analyze Your Risk
“If you take unacceptable risk, you have to be prepared to face the consequence.”- Carly Fiorina The recent stock market drops are creating jitters for millions of investors. With concerns around rising interest rates, trade policies and higher inflation now is the time to analyze your investment risk. Risk can be defined as possibility…Read More
Could Your Mutual Funds “COST” You Your Prosperous Retirement?
“What you don’t know, can hurt you” – John Bradshaw Three years ago, one of my clients called the office and asked if I would review a mutual fund account she opened before I became her advisor that she had concerns about. I inquired about her concerns with the mutual fund account, simply put;…Read More
Are You Making This IRA Mistake?
A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them- John C. Maxwell The day has finally come. For some of you, it has been thirty-plus years at one job, and you are ready to enjoy retirement. For someone else, it may…Read More
What Does Your Love Letter Say to Your Family?
“A real love letter is absolutely ridiculous to everyone except the writer and the recipient.”- Myrtle Reed I heard one theologian say, “The Bible is God’s “love letter” to us, telling us not only that He loves us, but showing us what He has done to demonstrate His love.” The same way God has…Read More
A New Way to Retire Student Loan Debt While Investing For Retirement
“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.” Ogden Nash If you were parents were like mine there were simple requirements I had growing up which were make good grades, get a scholarship, go to college, graduate and get a good job. That…Read More
Nike, Kaepernick & Retirement Planning
Nike, Kaepernick & Retirement Planning Do it Now. Sometimes “Later” becomes “Never”. – Anonymous On last week, just days before the start of the NFL’s 2018 season, Nike announced that Colin Kaepernick would be the face of the 30th anniversary “Just Do It” campaign. With Kaepernick still without a quarterback job and a collusion case against…Read More
Aretha Franklin: Two Financial Lessons We Learn From Her Legacy
“Most people don’t plan to fail: they fail to plan.” John L. Beckley Two weeks ago we lost one of the greatest voices, arguably the greatest, this world has ever heard Ms. Aretha Franklin. I have always been drawn to Aretha Franklin for three reasons, first we share the same birthday March 25. Secondly,…Read More
Happy 20th Birthday to the Gift that is still Giving!
“The best things in life are tax free.” Joseph Bonkowski Do you remember much about the year 1998? 20 Years ago Bill Clinton was our President, the news cycle filled airtime talking about the Unabomber and Boyz II Men was topping the Billboard charts. But 1998 also ushered in the new tax changes from the…Read More
Tiger Woods, PGA Championship and Your Retirement
“Ahhhhh Retirement…….Golf Today, Golf Tomorrow, Golf Tomorrow” Anonymous Tiger Woods, PGA Championship and your Retirement Golf enthusiasts or fans of Tiger Woods, which I am part of the latter, are excited that it seems the Tiger Woods of 2008 is back. Why 2008? 2008 was the last year that Tiger Woods won a major…Read More
Three Investment Lessons from Diane Black and Randy Boyd
“You learn more from losing than winning…..” Morgan Wootten On Thursday August 2, 2018, residents of my state in Tennessee decided who will become the Democratic and Republican nominees for governor, U.S. Senate and a host of state legislative contests. Arguably the most watched contest of this election cycle was the coveted Republican and…Read More